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Loan and Savings Rates

Statement Savings
BalanceAPY*Interest Rate
$50-$24,9990.50%0.50%
$25,000-$49,9991.00%1.00%
$50,000 or more1.25%1.25%
Rates effective: 01/07/2009
Interest rates subject to change at any time without notice.
*Withdrawals during the term of an account will affect Annual Percentage Yield (APY)

Money Market Deposit Account
BalanceAPY*Interest Rate
$0-$24,9990.64%0.64%
$25,000-$49,9991.14%1.14%
$50,000-$99,9991.39%1.38%
$100,000 or more1.64%1.63%
Rates effective: 01/07/2009
Interest rates subject to change at any time without notice.
*Withdrawals during the term of an account will affect Annual Percentage Yield (APY)

NOW Checking
BalanceAPY*Interest Rate
$0-$9,9990.25%0.25%
$10,000-$49,9990.40%0.40%
$50,000 or more0.60%0.60%
Rates effective: 01/07/2009
Interest rates subject to change at any time without notice.
*Withdrawals during the term of an account will affect Annual Percentage Yield (APY)

Certificates
 APY*Interest RateMinimum Balance
91 Day2.35%2.32%$2,500.00
182 Day2.65%2.62%$1,000.00
1 Year2.75%2.71%$500.00
2 Year3.25%3.20%$500.00
30 Month3.25%3.20%$500.00
3 Year3.25%3.20%$500.00
4 Year3.50%3.44%$500.00
5 Year3.60%3.54%$500.00
Rates effective: 01/07/2009
Interest rates subject to change at any time without notice.
*Withdrawals during the term of an account will affect Annual Percentage Yield (APY)


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513-721-0120 (phone) · 513-721-0140 (fax)
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