PRIVACY POLICY

Protecting your privacy is important to us. We want you to understand what information we collect and how we use it. In order to provide you with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain information about you. The following policy serves as a standard for all our employees regarding the collection, use, retention, and security of non-public personal information.

“Non-public personal information” is non-public information about you that we obtain in connection with providing a financial product or service to you. For example, this includes information regarding your account balance, payment history, and overdraft history.

Information We Collect:
We may collect non-public personal information about you from the following sources:
- Information we receive from you on applications or other forms
- Information about your transactions with us, our affiliates or others; and
- Information we receive from third parties such as consumer reporting agencies

Information We Disclose:
We do not disclose and non-public personal information about our customers or former customers to anyone, except as permitted by law.

If you decide to close your account(s) or become an inactive customer, we will continue to adhere to the privacy policies and practices described in this notice.

Our Security Procedures:
We restrict access to non-public personal information about you to those employees who need to know that information to provide products and services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your non-public personal information.

To maintain the highest level of customer service, Foundation Bank would like to provide you with the opportunity to reduce mail and telephone solicitations from third parties. The following agencies can be contacted to assure your privacy.

Credit Reporting Agencies
If you would like to stop credit reporting agencies from disclosing your information to companies that want to offer you credit or other products, call the following toll free number and follow the instructions on the recorded message.

Direct Marketing Association
The Direct Marketing Association (DMA) maintains two nationwide lists that its members must check before conducting telemarketing or direct mail solicitations. If you are on the appropriate list, DMA members must exclude you from their solicitations. To be placed on the DMA's lists, you must mail your name*, address, and Social Security number to the list(s) provided below:

Mail Preference Service
c/o Direct, Marketing Association
P.O. Box 9008
Farmingdale, NY 11735-9008

Telephone Preference Service
c/o Direct Marketing Association
P.O. Box 9014
Farmingdale, NY 11735-9014

*Be sure to include all versions of your name that appear in mailings or in calls you receive.